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Making financial hygiene a habit



 

As devastating as it has been to both the health and economic wellbeing

of people across the world, Covid-19 has also provided us with a number of

valuable lessons for the future.


Interestingly, these aren’t limited just to the importance of good personal hygiene as a way of protecting ourselves from illness; there are also interesting parallels that we can draw between looking after our health and developing habits to protect our finances.



Money hygiene habit 1 - Take regular stock of your financial health.

Covid-19 has definitely highlighted the truth of that old saying that prevention is better than cure, and it also applies to our finances.” I recommend investing some time regularly to give your finances a thorough check-up and ensure that the goals you set, and habits you have developed, are still serving you well as your circumstances change.


Money hygiene habit 2- Sanitize your spending.

Thanks to Covid-19, most of us are more aware than ever of the need to regularly wash and sanitize our hands to prevent infection, and we now need to transfer that good habit to our finances by making sure that we wash away any bad or impulsive spending habits that are impacting on the health of our money.

This spending sanitisation is especially important as we approach the festive season.






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Editor's note

American novelist Louisa May Alcott said it best when she said “Far away there in the sunshine are my highest aspirations. I may not reach them, but I can look up and see their beauty, believe in them, and try to follow where they lead.”

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